Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

With home values remaining high overall, a growing number of homeowners are weighing whether it makes sense to tap into their ...

Learn how much you can borrow with a personal loan.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...

See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

Finding a personal loan can be more difficult if you have poor credit.

Some of the smartest people don't see themselves that way, but these 12 habits actually reflect curiosity and critical ...

With even a brief window, motivated borrowers can quickly boost their credit scores before applying for a loan, allowing them to qualify for better interest rates.

It's a tough time to be a borrower. Even if there is some moderate easing in 2026, mortgage rates (now about 6.15% for a 30-year loan) are largely expected to remain stubbornly high. Auto-loan rates ...

A credit score of 600 isn’t a deal-breaker — with the right strategy, many Americans can still qualify for a personal loan ...