Mortgage interest rates gradually declined for much of 2025. Here's what you can expect to be offered right now.

TL;DR: Mortgage rates rose a bit today, but not enough to break your homebuying budget. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

Mortgage rates are headed down. According to Freddie Mac data released this week, “mortgage rates inched down this week and have held relatively steady over the past several weeks. Importantly, ...

Mortgage rates have fallen modestly from their peak above 7% in January. Analysts expect mortgage rates to hold around 6% in 2026, even as the Fed cuts short-term interest rates. Mortgage rates ...

Mortgage rates are expected to decline marginally throughout the rest of 2025, but 30-year fixed rates aren't likely to dip below 6% until the end of 2026. However, the mortgage rates forecast changes ...

Mortgage rates are stable near 6% as the Fed is expected to cut rates by 25 bps next week. Experts predict limited impact on home loans, with affordability projected to improve modestly in 2026 as ...

Applications for adjustable-rate mortgages have more than doubled over the past year, according to the Mortgage Bankers ...

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

The housing market has been stuck in a stalemate, with would-be buyers sidelined by high borrowing costs and owners reluctant ...