A balance transfer credit card is a type of card offering a 0 percent introductory APR period during which you can pay off your debt faster without interest. With a balance transfer, you move your ...

Credit card balance transfers are a useful yet often misunderstood tool. When used strategically, they can offer a path to debt reduction and financial stability. However, like any financial ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

What is a balance transfer credit card? What types of debt can I transfer to a balance transfer credit card? Are there any fees associated with balance transfers? How do balance transfer credit cards ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Transferring credit card balances can be a handy way to save money and potentially clear your debt faster, particularly if you’re currently paying a high interest rate, as long as you qualify for a ...

Citi® boasts some of the most generous balance transfer deals available. Balance transfer cards allow you to pay down debt faster by allowing more of your payments to go toward reducing your balance ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email Credit card interest rates are often higher than other financial products like personal ...

Credit cards give you easy access to a line of credit that you can use to borrow money when making purchases. However, some people and merchants don’t accept credit cards. And if you don’t have enough ...

A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time. It's essential to research and compare offers from different credit ...