Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

MarketWatch talked to credit experts to develop an order of operations to improve your credit score fast, whether you have ...

Pay down holiday balances faster with the best 0% intro APR credit cards. Compare top balance transfer picks and start 2026 ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

People with poor credit can improve their credit scores by opening a secured credit card account. A secured credit card is like a regular credit card but with a safety net. You make a cash deposit, ...

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

One of the most underestimated consequences of closing a credit card is its impact on credit age. Credit bureaus track how ...

Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and recovery for improved financial health.