Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

Edidiong Obot is working on her second master’s degree at Georgetown University. Like many students, she has faced student loans and credit card debt. “It was somewhere between $30-50,000 in debt and ...

As credit card charge-off rates continue on a path to hit record lows next year, the number of consumers seeking credit-counseling help also is declining. Consumers have resolved their credit card ...

Credit card debt this year is at an all-time high, and more and more cash-strapped consumers add to those numbers every month. If you are getting deeper and deeper in debt on your credit cards, you ...

When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

Americans now owe nearly $5 trillion in non-housing debt, according to the Federal Reserve Bank of New York, a sum that’s increased more than 60% over the past decade. As our debt has grown, so has ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

A credit counseling business assists individuals and families with overburdened credit card debt. This industry is in substantial need of credit counselors, as the total U.S. revolving debt (98 ...

Rising student loan and credit card debt are reshaping homeownership for younger Americans, creating new challenges and ...